All part-time and full-time employees are automatically covered by Critical Illness Insurance through ING. This benefit, recommended by the Labor Management Committee and approved by the School Board, is being paid through our self-insured medical insurance fund. This plan provides a one-time tax-free lump-sum benefit of $2000 payable upon diagnosis of pre-defined critical illnesses – cancer, heart attack, coronary artery bypass, stroke, kidney failure, major organ failure, paralysis or coma. If you experience one of these diagnosis, you will receive a check sent directly to your home, which can be used to help pay deductibles, prescriptions or whatever you wish.
The $2.18 monthly premium ($26.16 annually) is treated as income for tax and social security purposes. You will see this as a "LIFE INS" non-wage item of $13.08 two times a year (October 20 and March 20), since the payroll system does not allow this to be set up and taxed automatically. You may "opt-out" of this benefit by contacting Mary Gorman in Human Resources at 952 681-6444.
Critial Illness is portable. This means that if you terminate your employement with the district (resignation or retirement) you can convert the insurance to an individual plan. Please contact Julie Hanson in HR if you want information on this benefit.
PO Box 320
Minneapolis MN 55440
A claim check will be mailed to your home address upon approval of your claim.